Antonette Consalvi

Over 40 years ago, I began my career with State Farm during a recession marked by high unemployment, inflation, and economic uncertainty. I felt fortunate to secure a temporary position, and since then, I have embraced numerous opportunities for growth and learning. Today, I use my experience to help strengthen financial security through insurance.

Economic cycles come and go. While we will navigate this one together, now is an excellent time to reassess your personal situation and position yourself effectively. Taking control and making informed decisions will help guide you through these challenging times.

Feeling like the cost of everything is rising?

Do news cycles seem to repeat the same dismal outlook?

Are you experiencing a life event like a new baby, marriage, divorce, retirement?

You’re not alone. Many of us are struggling to make ends meet and rising insurance costs aren’t making it easier.

Here are some steps you can take:

• Review Your Coverage Changes in income, employment, or family size can affect your insurance needs. Make sure your coverage reflects your current situation.

• Consider Your Deductibles Increasing your deductible might save money, but it can also add financial stress if you face a loss. Think about where you’d get the money if you had to pay the deductible. If you’d rely on credit, paying a bit more now for a lower deductible might save you in the long run.

• Eliminate Optional Coverage Optional coverages, like rental car reimbursement, can be helpful after an accident. However, if you can manage without them—perhaps by using public transportation—you might reduce your costs.

Shopping around and having an open conversation with an insurance professional can provide valuable insights and help you take control of your situation.

Feel free to call or email if you’d like assistance. I’m here to help.